Many people in Australia have income protection through their superannuation fund, employer or an industry organisation like a union. Because income protection insurance is often provided automatically through super fund or other memberships, many people do not realise they are covered. You cant rely on your insurer to notify you that you are eligible to claim.

If you’re not sure if you have income protection insurance, you can ask your super fund or union directly. Your local Taxcellent Consulting Services team can help you find out if you’re covered as well.